When purchasing a new home or refinancing an existing mortgage, do you know

what transpires from the time of application to the day of settlement?

Prior to Closing

  • Conduct Title Search
  • Coordinate all aspects of title services with appropriate parties
  • Prepare all necessary documents
  • Schedule settlement

During Closing

  • Account for all funds
  • Review closing documents
  • Disburse all mortgage loan or sale proceeds

After Closing

  • Satisfy all lender requirements
  • Record Transfer Documents
  • Issue Title Insurance Policy

Why Title Insurance?

We realize your home is your most valuable asset. We understand the stress associated with purchasing or refinancing a home and are available to answer any questions or concerns you may have regarding your settlement. Our staff of dedicated professionals will guide you through the entire process and will assure that you are protected against adverse title claims or risks long after your settlement.

Title insurance is issued after a careful examination of the public records. But even the most thorough search cannot absolutely assure that no title faults are present, despite the knowledge and experience of professional title examiners. In addition to matters shown by public records, other title problems may exist that cannot be disclosed in a search. Title insurance eliminates any risks and losses caused by faults in title from an event that occurred before you owned the property.

Industry News

Title Industry 2017 Outlook

According to a recently article published by Business Wire, Fitch Ratings, one of the top statistical ratings organizations, has declared a stable outlook for the title insurance industry in 2017. While they note that issues with unemployment and high interest rates could negatively impact the industry in the short term, they believe that business expansion and investments should support and improve the industry over the long run. For a more detailed explanation of what Fitch reported… Read More

2017 Housing Market Trends

Bay National Title Company has reported that the outcast for the 2017 housing market predicts an increase in home purchases this year, which means an increase in title insurance needs also. Factors including increased wages, millennials becoming of buying age, and low risk markets will encourage more consumers to go out and buy their own real estate. Now is the time to think about purchasing your first home, moving into a larger house, or investing in commercial real estate. Read More